Friday, August 15, 2008

Focus Marketing Seminars UK Event

Breaking news - the Focus Marketing Seminars UK Event has been launched! I am watching Sean Roach and Pat Lovell speaking at the Focus Marketing Seminar in Washington, DC, and they have just announced that the Focus Marketing Seminars UK Event is open for bookings.


Get details and book here for the UK Event.


As I sit in the Focus Marketing Seminar in Washington right now, I can tell you that if it's anything like the Washington event, the Focus Marketing Seminars UK Event is going to be a blast! Sean Roach started the Washington event this morning by announcing a huge range of give-aways for the people in the room. These guys are really serious about giving back. I'm sure the Focus Marketing Seminars UK Event will have equally spectacular unannounced benefits!

The people who attend the Focus Marketing Seminars UK Event will not only get access to the latest financial and investment information, great internet marketing strategies, and business networking opportunities, they will also get access to Got Access(TM). Sean Roach will be explaining to Focus Marketing Seminars UK Event attendees how they can take advantage of the next wave of development on the internet - which he calls Web 3.0.

If you have spent any time in marketing, you will know that finding the prospects is the most difficult part of any business, and in internet marketing in particular, the Holy Grail of marketing is targeted traffic. At the Focus Marketing Seminars UK Event, Sean Roach and Pat Lovell will explain how Got Access solves that age-old marketing problem once and for all.

Well, the lunch break is almost over, and I want to be back in the room on time because the next give-away is happening right after the break! Remember to check out the Focus Marketing Seminars UK Event if you're in that part of the world.



Get details and book here for the UK Event.

Thursday, August 7, 2008

FHA Loan Requirements - Not Too Hard At All!


FHA loan requirements are generally more lenient than those of conventional lenders. The Federal Housing Administration is a government program administered by Housing and Urban Development (HUD) to help Americans who can't qualify for a conventional mortgage loan become homeowners.

Compare FHA Lenders

Mortgage Payment Calculator


FHA Loan Requirements: Income Requirement

There is no minimum income requirement to obtain an FHA mortgage loan, but you must demonstrate steady income for at least three years, and demonstrate that you've consistently paid your bills on time. Seasonal pay, child support, retirement pension payments, unemployment compensation, VA benefits, military pay, Social Security income, alimony, and rent paid by family all qualify as income sources. Part-time pay, overtime, and bonus pay also count as income as long as they are steady.


FHA Loan Requirements: Debt-to-Income Ratio Required

The FHA allows you to use 29% of your income towards housing costs and at total of 41% towards housing expenses plus other long-term debt.


FHA Loan Requirements: Down Payment Required

You must have a down payment of at least 3% of the purchase price of the home, and this cash may be a gift or grant. Most affordable loan programs offered by private lenders require between a 3% - 5% down payment, with a minimum of 3% coming directly from the borrower's own funds.


FHA Loan Requirements: Credit Score Required

The FHA is generally more flexible than conventional lenders in its qualifying guidelines. You can qualify for an FHA loan without a credit history. If you prefer to pay debts in cash or are too young to have established credit, there are other ways to prove your eligibility. Talk to your lender for details.


FHA Loan Requirements: Closing Costs Required

Except for the addition of an FHA mortgage insurance premium, FHA
closing costs are similar to those of a conventional loan.

More detail about FHA loan requirements.

Another summary of FHA loan requirements.

Gather comment on FHA loan requirements.